Ames National Stock Analysis
| ATLO Stock | USD 27.95 0.31 1.12% |
IPO Date 15th of February 2000 | 200 Day MA 18.658 | 50 Day MA 20.5274 | Beta 0.425 |
Ames National holds a debt-to-equity ratio of 0.0806. At this time, Ames National's Long Term Debt To Capitalization is very stable compared to the past year. As of the 7th of February 2026, Total Debt To Capitalization is likely to grow to 0.23, while Long Term Debt is likely to drop about 27.5 M. With a high degree of financial leverage come high-interest payments, which usually reduce Ames National's Earnings Per Share (EPS).
Asset vs Debt
Equity vs Debt
Ames National's liquidity is one of the most fundamental aspects of both its future profitability and its ability to meet different types of ongoing financial obligations. Ames National's cash, liquid assets, total liabilities, and shareholder equity can be utilized to evaluate how much leverage the Company is using to sustain its current operations. For traders, higher-leverage indicators usually imply a higher risk to shareholders. In addition, it helps Ames Stock's retail investors understand whether an upcoming fall or rise in the market will negatively affect Ames National's stakeholders.
For many companies, including Ames National, marketable securities, inventories, and receivables are the most common assets that could be converted to cash. However, for Ames National, the most critical issue when managing liquidity is ensuring that current assets are properly aligned with current liabilities. If they are not, Ames National's management will need to obtain alternative financing to ensure there are always enough cash equivalents on the balance sheet to meet obligations.
Price Book 1.178 | Price Sales 3.7774 | Shares Float 8.7 M | Dividend Share 0.6 | Earnings Share 1.8 |
Ames National is undervalued with Real Value of 29.82 and Hype Value of 28.01. The main objective of Ames National stock analysis is to determine its intrinsic value, which is an estimate of what Ames National is worth, separate from its market price. There are two main types of Ames National's stock analysis: fundamental analysis and technical analysis.
The Ames National stock is traded in the USA on NASDAQ Exchange, with the market opening at 09:30:00 and closing at 16:00:00 every Mon,Tue,Wed,Thu,Fri except for officially observed holidays in the USA. Ames National is usually not traded on Labour Day, Thanksgiving Day, Christmas Day, New Year 's Day, Dr . Martin Luther King Jr 's Birthday, Washington 's Birthday, Good Friday, Memorial Day, Juneteenth Holiday, Independence Day ( substitute day ), Independence Day. Ames Stock trading window is adjusted to America/New York timezone.
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Ames National. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in metropolitan statistical area. Ames Stock Analysis Notes
About 31.0% of the company shares are held by institutions such as insurance companies. The company has price-to-book (P/B) ratio of 1.18. Some equities with similar Price to Book (P/B) outperform the market in the long run. Ames National last dividend was issued on the 29th of August 2025. The entity had 3:1 split on the 18th of July 2005. Ames National Corporation operates as a multi-bank holding company that provides banking products and services primarily in Boone, Clarke, Hancock, Marshall, Polk, Story, and Union counties in central, north-central, and south-central Iowa. Ames National Corporation was founded in 1903 and is based in Ames, Iowa. Ames Natl operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 261 people. For more info on Ames National please contact the company at 515 232 6251 or go to https://www.amesnational.com.Ames National Investment Alerts
| Ames National has a strong financial position based on the latest SEC filings | |
| On 15th of December 2025 Ames National paid $ 0.2 per share dividend to its current shareholders | |
| Latest headline from MacroaxisInsider: Insider Trading |
Ames Largest EPS Surprises
Earnings surprises can significantly impact Ames National's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2010-10-15 | 2010-09-30 | 0.34 | 0.38 | 0.04 | 11 | ||
2010-01-22 | 2009-12-31 | 0.24 | 0.17 | -0.07 | 29 | ||
2010-07-16 | 2010-06-30 | 0.24 | 0.33 | 0.09 | 37 |
Ames National Environmental, Social, and Governance (ESG) Scores
Ames National's ESG score is a quantitative measure that evaluates Ames National's performance and commitment regarding environmental, social, and governance (ESG) factors. These scores are becoming increasingly crucial in investment decision-making processes, providing insights into non-financial aspects of Ames National's operations that may have significant financial implications and affect Ames National's stock price as well as guide investors towards more socially responsible investments.
Ames Stock Institutional Investors
| Shares | Renaissance Technologies Corp | 2025-06-30 | 49.1 K | Lpl Financial Corp | 2025-06-30 | 41.6 K | Northwestern Mutual Wealth Management Co | 2025-06-30 | 31 K | Rbf Llc | 2025-06-30 | 30 K | Bank Of New York Mellon Corp | 2025-06-30 | 29.3 K | Charles Schwab Investment Management Inc | 2025-06-30 | 25 K | Commonwealth Equity Services Inc | 2025-06-30 | 22.8 K | Ifg Advisory, Llc | 2025-06-30 | 21 K | Goss Wealth Management Llc | 2025-06-30 | 20.6 K | Blackrock Inc | 2025-06-30 | 649.2 K | Vanguard Group Inc | 2025-06-30 | 503.7 K |
Ames Market Capitalization
The company currently falls under 'Small-Cap' category with a current market capitalization of 189.58 M.Ames Profitablity
The company has Profit Margin (PM) of 0.26 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.38 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.38.| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.01 | 0.01 | |
| Return On Capital Employed | 0.01 | 0.01 | |
| Return On Assets | 0.01 | 0.01 | |
| Return On Equity | 0.09 | 0.11 |
Management Efficiency
At this time, Ames National's Return On Tangible Assets are very stable compared to the past year. As of the 7th of February 2026, Return On Assets is likely to grow to 0.01, while Return On Capital Employed is likely to drop 0.01. At this time, Ames National's Return On Assets are very stable compared to the past year. As of the 7th of February 2026, Asset Turnover is likely to grow to 0.05, while Total Assets are likely to drop about 1.4 B. Ames National's management efficiency ratios could be used to measure how well Ames National manages its routine affairs as well as how well it operates its assets and liabilities.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 23.30 | 12.36 | |
| Tangible Book Value Per Share | 21.82 | 11.82 | |
| Enterprise Value Over EBITDA | 9.91 | 13.31 | |
| Price Book Value Ratio | 0.99 | 1.69 | |
| Enterprise Value Multiple | 9.91 | 13.31 | |
| Price Fair Value | 0.99 | 1.69 | |
| Enterprise Value | 220.1 M | 176.8 M |
The decision-making processes within Ames National are key to its success in a competitive market. By evaluating these processes, we assess the stock's potential for future gains.
Technical Drivers
As of the 7th of February, Ames National shows the risk adjusted performance of 0.2852, and Mean Deviation of 0.9855. Ames National technical analysis gives you the methodology to make use of historical prices and volume patterns to determine a pattern that approximates the direction of the firm's future prices.Ames National Price Movement Analysis
The output start index for this execution was twenty-nine with a total number of output elements of thirty-two.
Ames National Insider Trading Activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Ames National insiders, such as employees or executives, is commonly permitted as long as it does not rely on Ames National's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Ames National insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Ames National Outstanding Bonds
Ames National issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Ames National uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Ames bonds can be classified according to their maturity, which is the date when Ames National has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
Ames National Predictive Daily Indicators
Ames National intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Ames National stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
| Accumulation Distribution | 1196.48 | |||
| Daily Balance Of Power | 0.5636 | |||
| Rate Of Daily Change | 1.01 | |||
| Day Median Price | 28.08 | |||
| Day Typical Price | 28.03 | |||
| Price Action Indicator | 0.03 | |||
| Period Momentum Indicator | 0.31 |
Ames National Corporate Filings
F5 | 5th of February 2026 The annual filing required by the Securities and Exchange Commission (SEC) from company insiders or beneficial owners | ViewVerify |
F5 | 3rd of February 2026 The annual filing required by the Securities and Exchange Commission (SEC) from company insiders or beneficial owners | ViewVerify |
F4 | 2nd of February 2026 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
8K | 23rd of January 2026 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
F4 | 22nd of January 2026 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
F4 | 10th of December 2025 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
F4 | 3rd of December 2025 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
F4 | 24th of November 2025 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
Ames National Forecast Models
Ames National's time-series forecasting models are one of many Ames National's stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Ames National's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.Ames National Bond Ratings
Ames National financial ratings play a critical role in determining how much Ames National have to pay to access credit markets, i.e., the amount of interest on their issued debt. The threshold between investment-grade and speculative-grade ratings has important market implications for Ames National's borrowing costs.| Piotroski F Score | 7 | Strong | View |
| Beneish M Score | (8.44) | Unlikely Manipulator | View |
Ames National Debt to Cash Allocation
As Ames National follows its natural business cycle, the capital allocation decisions will not magically go away. Ames National's decision-makers have to determine if most of the cash flows will be poured back into or reinvested in the business, reserved for other projects beyond operational needs, or paid back to stakeholders and investors.
Ames National currently holds 60.15 M in liabilities with Debt to Equity (D/E) ratio of 0.08, which may suggest the company is not taking enough advantage from borrowing. Note, when we think about Ames National's use of debt, we should always consider it together with its cash and equity.Ames National Total Assets Over Time
Ames National Assets Financed by Debt
The debt-to-assets ratio shows the degree to which Ames National uses debt to finance its assets. It includes both long-term and short-term borrowings maturing within one year. It also includes both tangible and intangible assets, such as goodwill.Ames National Debt Ratio | 5.57 |
Ames National Corporate Bonds Issued
Ames Short Long Term Debt Total
Short Long Term Debt Total |
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About Ames Stock Analysis
Stock analysis is the technique used by a trader or investor to examine and evaluate how Ames National prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling Ames shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as Ames National. By using and applying Ames Stock analysis, traders can create a robust methodology for identifying Ames entry and exit points for their positions.
| Last Reported | Projected for Next Year | ||
| Pretax Profit Margin | 0.24 | 0.37 | |
| Operating Profit Margin | 0.24 | 0.37 | |
| Net Profit Margin | 0.19 | 0.28 | |
| Gross Profit Margin | 0.66 | 0.59 |
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As an investor, your ultimate goal is to build wealth. Optimizing your investment portfolio is an essential element in this goal. Using our stock analysis tools, you can find out how much better you can do when adding Ames National to your portfolios without increasing risk or reducing expected return.Did you try this?
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Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Ames National. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in metropolitan statistical area. To learn how to invest in Ames Stock, please use our How to Invest in Ames National guide.You can also try the Portfolio Manager module to state of the art Portfolio Manager to monitor and improve performance of your invested capital.
Will Regional Banks sector continue expanding? Could Ames diversify its offerings? Factors like these will boost the valuation of Ames National. If investors know Ames will grow in the future, the company's valuation will be higher. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every Ames National data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth 1.079 | Dividend Share 0.6 | Earnings Share 1.8 | Revenue Per Share | Quarterly Revenue Growth 0.216 |
The market value of Ames National is measured differently than its book value, which is the value of Ames that is recorded on the company's balance sheet. Investors also form their own opinion of Ames National's value that differs from its market value or its book value, called intrinsic value, which is Ames National's true underlying value. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Because Ames National's market value can be influenced by many factors that don't directly affect Ames National's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Understanding that Ames National's value differs from its trading price is crucial, as each reflects different aspects of the company. Evaluating whether Ames National represents a sound investment requires analyzing earnings trends, revenue growth, technical signals, industry dynamics, and expert forecasts. Meanwhile, Ames National's quoted price indicates the marketplace figure where supply meets demand through bilateral consent.